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Our financial planning modules are customized to answer your specific situation and needs. Each module includes at least two phone or in-person meetings and as much time as it takes the Pearl Wealth team to crunch the numbers necessary to answer your questions. We ask for an up front payment to secure your spot on our calendar, but we offer a money back guarantee if you aren't completely satisfied with our services after completion of your module(s).

 

IMPORTANT: Investment advisory regulations require that Part II of Form ADV be given to customers in advance or no later than entering into a contract for services. By purchasing a financial planning module from this website you agree that you have recieved and read Part II of our ADV Form and reviewed our website disclosures and privacy policy. A copy of our ADV Form is avaliable for download in the 'Client Center' section of this site, or may be obtained by request at info@pearlwealth.com.

 

Choose your own adventure…

Single Module: $295
SPECIAL: Any two Modules: $545
SPECIAL: Investing & Retirement Modules (3): $795
Comprehensive Financial Plan (includes all modules): $1,995


Package Deals

 
Select From the Pull Down Menu and Click to Purchase a Package. Or Select an Indivdual Module Below.

 

Cash Flow Planning Module:

What do your income and expenses look like?
How can you get and remain out of debt?
What should your budget look like?
How do you start one?
What tools should you use to manage your spending?
Are you making the best use of your resources?
Can you afford to ________?




  
Click to Purchase the Cash Flow Planning Module.

 

Core Planning Module:

What does your current financial picture look like?
What is your net worth?
What are your financial strengths and weaknesses?
What is your relationship with money?
Are you financially HEALTHY or do you need some immunizations?



 
Click to Purchase the Core Planning Module.

 

Education Planning module:

How much is college going to cost?
How much of that cost do you plan to pay for?
How much do you need to save?
Where should you save it?



 
Click to Purchase the Education Planning Module.

 

Investing - Current Snapshot:

What are your current investments?
What is your current asset allocation?
What are the underlying costs of your current investments?
What are the tax consequences?
What were you thinking?



 
Click to Purchase Investing - Current Snapshot.

 

Investing – Recommendations:

What are your investment goals?
How should your assets be invested?
What is your risk-tolerance?
What kind of return should you expect?



 
Click to Purchase Investing - Recommendations

 

Insurance and Risk Management Module:

What is my current coverage? (Life, health, disability, long-term care, general liability)
What benefits do I currently have through my employer?
Is my current insurance adequate?
How much insurance is enough?



 
Click to Purchase the Insurance and Risk Management Module.

 

Retirement Planning Module:

Will you ever be able to retire? If so, when?
How much is retirement going to cost?
How much do you need to save?
Is your 401(k) properly invested?
Should you rollover your 401(k)?
What are your other tax-deferred options? (Roth IRA, etc)



 
Click to Purchase the Retirement Planning Module.

 

Goals and Dreams Module:

What is your attitude about money?
Are you sabotaging your own financial health?
How do you make your financial decisions?
What’s important to you?
How can you better understand your relationship to money and how that affects your relationship with others?
Is money an issue between you and your spouse?



 
Click to Purchase the Goals and Dreams Module.

 

Custom Module:

Build your own mini-financial plan. The pricing for the custom module is based on the complexity of the project and the time needed to complete it.

Please contact us if you would like additional information.

 

Investment Management:

Specifically designed for clients with accounts over $250,000.

Information and Pricing